Car Credit FAQ

Common Used Car Credit Questions Answered



What if I'm Self Employed?
Being self employed in most cases is not a problem.

What if I have a trade in?
Trade ins are welcome - running or not. Whether you owe money or have clear title we can help.

What if I have had a repossession or a bankruptcy?
Many of our customers have had repossessions and bankruptcies in the past Our Business Is Helping You, The Customer, Re-Establish Credit

What if I don’t have money to put down?
Depending on your entire situation, we have many lenders that allow you to put ZERO dollars down. Let us see what we can do for you.

What if I have a new job?
We have lenders that will approve loans with as little as 2 weeks on the job!

What if I'm Disabled or on Social Security?
Nearly all of our lenders welcome customers on a fixed income.

How much income must I have?
The usual minimum income required is about 1200 per mo. But varies from lender to lender.

Do you report to the major credit reporting agencies?
All of our loans are 100% bank financed and all of our lenders report to the major credit reporting agencies.

What if I'm a first time buyer?
We have MANY programs for first time buyers.

What if I owe more on my trade that it is worth?
In most cases we can get a little extra help from the bank to overcome negative equity. Let us see if we can structure a deal to help you!

How much will my monthly payment be?
That depends on your situation. Our lenders specialize in looking at many factors to provide you with an affordable payment. Remember, they want you to be successful in repaying your loan!

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